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What are everyones thoughts on mortgage rates lately, going up soon? I'm trying to lock one down but I don't know if I'm getting a good enough deal.
I'm looking at
4.875% on a 30 yr fixed with about $1,100 in series 800 lender/broker fees. Trying to decide if I should float it and see if it drops down a little in the next month or if I should just lock it down. The last time I checked last November I could get 4.75 but rates were lower overall.
Thanks
You missed the bottom. Lock in now as they will only go up from here.
http://www.forecasts.org/fha.htm
what he said.Quote:
Originally Posted by Titus
Listen to Titus. Rates go up when the stock market goes up. I locked in at 4.75% (0 points) for 15 years early in month on an investment property and feel darn lucky I got it.
We locked ours in at 5.250% (0 points) for a 30-year fixed, in February of this year. We were looking at 4.875% too, but it kept slowly creeping up before we were able to lock it. I want to say it went to 5.35% a day or so after we locked, so we are happy. That, and we're both still used to NY/NJ rates where 8% is good.
I just locked in 4.875 zero points for 30 yrs. I could get around 4 for a 15 fixed right now. I wanted to lock in earlier but did not have a property picked yet so I couldn't but now I'm set. Thanks guys.
4.99% through TX Vets but it's not credit dependent.
http://wwwdb.glo.state.tx.us/vlb/general/interest.cfm
Chris