Insurance is cheap on bikes because they don't cover driver medical. They figure you'll,
A: Cause little damage to another's property due to light mass, or
B: You won't live when you do.
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Insurance is cheap on bikes because they don't cover driver medical. They figure you'll,
A: Cause little damage to another's property due to light mass, or
B: You won't live when you do.
My Spec Miata started out as my daily driver being totaled. The car runs great, especially considering the shoddy suspension and set up! (still a bit of work in progress...new engine/tranny coming within the next month!) Unless the car was proper fucked, then any decent repair shop can fix it just great and as mentioned probably stronger due to extra welds, etc.Quote:
Originally Posted by johnwag
::Bum::Quote:
Originally Posted by MX-5EE
LoL
Except for the extra's, mine's got one leg in the junkyard then.
<--TCB
Chris
Quote:
Originally Posted by trickyrix
CarFax is not that accurate. It didn't show any accidents on my car, but I've now been told by two different autobody shops that my miata has been in two different wrecks -one affecting the rearend and one affecting the front end...go figure.
My daughter had a choice to total or repair her Maxima - the body shop convinced her to repair it - but sell it to somebody they recommended. The car was involved in a t-bone with her front being demolishd - no record of it showed up on carfax since we last checked her VIN.
Same thing happened with my suburban. Was in a crash and repaired. Two years later I was selling it so I pulled a carfax to provide to the prospective buyers. It had no history of the $7K+ in body repairs. I told the prospective buyer about it anyway and even gave him the body shop receipt and he still bought the car. Moral is don't take Carfax as gospel.Quote:
Originally Posted by cArAzzIE
would yoube interested in $1000 cash ;)
Unfortunately, yesterday I got word that it has been totalled. The repairman at Caliber Collision said that he got to a point during cutting the frame to straighten it back up that he found that he couldn't weld it back together and guarantee it's safety.
So the end result is I have a $4000 payout (after paying the loan), and about $1000 in a tax return, and no car. I was thinking of heading to the car dealers this weekend to look for a Mazda 3, or a Cobalt, or a Civic, or something inexpensive. However, I had another idea. The payout and tax return would be enough to tip my bank account into where I can afford a down payment on a home. So long as I don't mind being a 1 car family for awhile of course. Say hello to a bicycle and a bus pass. And the motorcycle of course.
I am still going to look at cars this weekend. Given the current environment, I may find a deal I can't pass up. The attitude, "I don't really need a car" does give me alot of room to just say no and walk away.
That's too bad. So are you selling the car or is insurance buying it from you as a total?
Does this mean that after paying it off you pocketed 4k from insurance?
From the way it was damage, you should be able to pull a lot good stuff off the salvage!
Last time I "desperately needed a car and had no money" I scored a $1400 miata with a torsen which sees redline 100x per day and dead-nuts reliable. If you're in a pinch do not buy a new car.
This is a good time to buy a house as prices are down...IF your credit is really really good and you can qualify for a loan. Who knows...Obama may make it even easier for you to get into a house.
Just remember tho - you may not be so close to work OR a bus line OR the rail...all things to consider...but a house would be a good investment...buy low sell high!
MX-5EE. Sent you a PM. Don't know if you are interested or not.