BTW... the headset is not necessary to play on Live! but it certainly makes it more fun... Last night about 11:30 we switched in to full laugh riot mode discussing the encroachment of role playing elements in to driving games...
About that time I tried to out break a faster car going in to a hairpin, failed, tagged his passenger door and spun into the weeds. He said "Ha! I foiled your +5 carbon fiber brakes by defending with my +8 reinforced door panel!"
Some of you may get this. You're probably better off if you don't.