Im so annoyed at this point. My car right now seems to have an HLA tick, which has worsen due to the cold weather. I drive my car around during the day today, and everything seemed fine. First start up, the usual HLA tick, but then goes away within minutes. Tonight I start the car, and now the noise sounds twice as loud, and won't go away. I popped the hood to see what it might be, and I see what looks to be my timing belt with 2 small frays in it. Would the car make such a loud noise/tick/rattle if the timing belt was soon to snap? I cant get a video of the noise as my camera is broken. It really does sound like an HLA tick, but twice as loud, and gets louder as the RPM's go up. If it is the belt, im screwed as I do not know how to replace it, or have the mechanical skills to perform such a job. Really fed up with the car at this point, and need some imput. Please!