Nobody has time to respond to all your posts, kiddo. I was alerted to how you'd already worn out your welcome at miata.net, so you headed over here. Didn't take you long to become a pest here. nobody minds a noob with lots of pertinent questions, but you just seem to like to chime in on topics you know squat about. Then your crappy driving gets you rear-ended (yea) and you want advice on how to best rip-off your insurance company for a car you've barely made a payment on.
Remember; this ain't the anonymous world wide web, this is local people, mostly grumpy old farts who have minimal patience for chirpy little turds who find themselves much more entertaining than anyone else does.
I look forward to meeting you in person...