Originally Posted by
creek
The Drivers Handbook is an instructional guide and is not the law. As a matter of fact there are many instances where the law has taken exception to the handbook, which was written by a lowest bid contractor and has for the most part been transcribed from the California Drivers Handbook.
Texas law states that the driver turning left must yield to oncoming traffic whether that traffic is continuing straight or turning right. The only time that a left turning driver has the right of way is at an intersection with a left turn signal (arrow) and the arrow is green. The LAW does not require that turning traffic merge into any particular lane or any lane at all for that matter as turning onto or from the shoulder is specifically permitted with right turns.
However...and a big however at that, the law also states that a driver may only enter an intersection when it is safe to do so and the intersection is clear. That doesn't mean you can cut somebody off by getting into the inerstection ahead of them, but it does mean they are responsible for making certain that the intersection is unobstructed before they enter.
Courts of law and insurance companies are very different things and have entirely different agendas. You have nothing to lose by filing a claim with her company since you were the struck vehicle. Go for it!
I am not a lawyer or insurance adjuster but have been a Certified Texas Peace Officer since 1979.