Just out of curiousity. If you had an accident driving Auto-X or say at MSR would the insurance company pay for damages?
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Just out of curiousity. If you had an accident driving Auto-X or say at MSR would the insurance company pay for damages?
Nope don't think they will, but I'm sure as hell not going to call my insurance guy and ask. ;)
I've read in different places that track-days or performance driving events might be covered by some insurance companies. What they won't cover is competitive/timed driving. Since DE's are neither of these you might be able to argue with your insurance that they should cover it... that is after you explain to them how your car rolled 5 times and can be found in a tire barrier.
Autocross is definitely not covered b/c it's a timed event.
YMMV, so ask your insurance company if you dare.
There is an Altiain joke that could be inserted here, but I'm going to take the high road.... ::Angel::
Please do tell. Or should we wait for him to tell the story :-)Quote:
Originally Posted by POS Racing
I'd like to think that there is some type of insurance that would cover 2 events a year of Auto-X I mean your out there all by yourself with the cones. About the only thing bad that can happen is a tire blows out, I mean that could happen anywhere on any road.Quote:
Originally Posted by Miatamoto
Call your insurance folks and ask them, see what they say!Quote:
Originally Posted by MiataMike
On the Altiain thing it's a Autocross thing you need to attend an autocross or two to understand. ;)
Stupid people are everywhere, including autocrosses. It was last year out at Mineral Wells that someone rolled an Evo in to the trees out there, and with the speeds you are going near the edges of the paved surface you never know what can happen.
Autocrosses are generally very safe, but people are the factor that can't be accounted for.
Except that the stupid person in the Evo wasn't at an autocross. In fact, he and his stupid little buddies didn't even have permission to be using the site that particular day. They snuck onto it, screwed around, and one of them managed to plant his Evo into a tree about six feet off the ground. :rolleyes:Quote:
Originally Posted by wrxmr2eater
There have been incidents at autocrosses, but they are extrmemely rare. In the nearly ten years I've been autocrossing, I think I've seen maybe half a dozen cars get truly damaged at events (yes, including my own incident in clovis' Elise last year ::Censor::).
Anyone snap pictures of the idiots in the Evo? Anyone care to recap the story of the Elise?Quote:
Originally Posted by altiain
Evo pics were quickly removed from the internetQuote:
Originally Posted by black roadster
NO.
Yeah, the Elise has the worst ABS brakes of any production car I've ever autocrosed. They work great when they work, but they are extremely prone to triggering "ice mode" on sticky tires, which in effect means you can stand on the pedal and nothing much happens. ::Censor:: If this happened rarely (like it does in a C5 Corvette or a 350Z) it would be one thing, but it doesn't happen rarely. It happens a lot. At least, it does with my driving style.Quote:
Originally Posted by black roadster
Oh, and if you're going to center punch a cone at 65mph when the brakes fail to work properly, a urethane front bumper will stand up to the impact a whole lot better than a flimsy piece of British fiberglass. :wink:
There you go blaming everything on the Brits! I hope Kiliwizz is listening, he's gone for like a day and you're blaming stuff on him! ;)Quote:
Originally Posted by altiain
LOL! :clap:Quote:
Originally Posted by Miatamoto
So you just damaged the bumper on the Elise? Whatever happened to it?
LOL, poor Altiain has to relive this event about once a month. I wonder how many years it'll be before we forget... oh wait, we won't! :punchout:
I got it written on a post-it-note so I don't forget! ;)Quote:
Originally Posted by Miatamoto
The owner found a body shop whose work he liked, and I paid to have his little kit car fixed. :punchout: :wink:Quote:
Originally Posted by MiataMike
Actual footage from inside Altiain's house!Quote:
Originally Posted by altiain
Altiain ::Bop:: Mrs. Altiain
Well, thats not as bad as I had thought it was going to be. I mean the way everyone built up the story, you'd of thought you ran over a nun. Sorry, to hear about that though. Just out of morbid curiousity, how much does a bumper on an Elise set one back?
About five grand if you have to replace the whole thing, since most of the front end bodywork on the car is a single piece fiberglass clamshell. :shock:Quote:
Originally Posted by MiataMike
Thankfully, the owner was able to have his existing clamshell repaired for about $700.
Back on the insurance issue, your SCCA membership includes, I believe $2M in liability insurance in case you have a serious mishap. ::Drive2:: This won't pay for repairs to your car, but it would pay for your liability to another person.
This is one very good reason to pay for a membership every year.
Not sure how ER or S2K handle this, if at all.
S.
EDIT: I stand somewhat corrected:
All SCCA members are protected with the best event-related insurance program in motorsports at no additional cost. Properly registered SCCA members who are accidentally injured while participating at SCCA events are covered for up to $1 million in medical expenses. SCCA members, in certain circumstances, are also provided with limited third-party liability insurance coverage at most events. Contact the SCCA Risk Management Department at the national office for details.
WOW! I never would have thought it would of been so much. In a weird way I bet you fealt like you got off cheap ::Shocked:Quote:
Originally Posted by altiain
That is good info. To bad they don't have a roll over plan :clown:Quote:
Originally Posted by srivendel
You're not going to roll in a Miata, at least not on street tires, unless you slide into something like a curb. Highly unlikely at a sanctioned event.
I know, I'm just attempting to be funny :clown:
Better luck next time! ;)Quote:
Originally Posted by MiataMike
http://www.forumspile.com/Funnay-Viking.jpgQuote:
Originally Posted by MiataMike
S.
DOH! i'm bad at being funny. My momma always told me. Its better to be funny than funny looking.......sorry about your luck...
That was his next trick that day;)Quote:
Originally Posted by MiataMike
Worst thing I ever did was hit 17 cones in a row after the finish and made POS run a lot.
::ConeDOWN ::ConeDOWN ::Rant:: ::ConeDOWN ::Rant:: ::ConeDOWN ::Rant:: ::ConeDOWN ::ConeDOWNQuote:
Originally Posted by onething
;)
Worst thing, or funniest thing? :DQuote:
Originally Posted by onething
POS RAN????Quote:
Originally Posted by onething
::Shocked: ::Shocked: ::Shocked: