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Thread: Stupid Insurance

  1. #1

    Angry Stupid Insurance

    I've got an old $1/4 mil life insurance policy that just tripled my premiums from $42.00 a month to $136.00. Crap, now I need to find another insurance carrier.

    If you know of a reputable carrier that has good rates let me know. I'm a smoker and take regular meds for anxiety.

    thanks,
    TD
    '08 Copper Red GT PRHT, '06 Accord EXL, '05 Dodge Magnum R/T, '01 V8 Dakota for pulling 2135 Chaparral.

  2. #2

    Default

    So why such a big increase recent B-Day??

  3. #3

    Default

    Quote Originally Posted by POS Racing View Post
    So why such a big increase recent B-Day??
    Quote Originally Posted by TurboDuane View Post
    I'm a smoker and take regular meds for anxiety.
    I'm guessing this has something to do with it?
    VW Bug in running shoes
    M Porcupine sedan
    M Porcupine coupe
    Crusty old e46 beater
    Battery Powered appliance car

  4. #4

    Default

    I took out a 10 year term policy for $1mil back in 04. Payments are $700 annually. I'm sure once I get old like TurboDuane my rates will go up as well.

    Check out selectquote.com for some comps.

  5. #5

    Default

    I took out a 10 year level term policy for $120/year that expires next month. They want $936 for next year............ It's tough getting old
    92 Sunny 214k, 95 Dimples, 93 James Bondo, 92 SM (Speedie Jr )
    Shelley, Apex, Tigger, Max, Baby(cats), Fluffy, Spot, and Peanut (mini horses), Cinnamon & Bitsy(dawgs)
    MSR #1001, SCCA #208822 Let's go racin'

  6. #6

    Default

    Quote Originally Posted by CosmosMpower View Post
    I'm guessing this has something to do with it?
    Probably, but nothings really changed, except I'm 10 years older, It was a 10 year term. BTW, there is no evidence that Smoking kills, that's just part of a propaganda machine I keep telling the insurance guys that I'll quit smoking sooner or later. I'm certain I'll have quit just before my funeral, lol.
    '08 Copper Red GT PRHT, '06 Accord EXL, '05 Dodge Magnum R/T, '01 V8 Dakota for pulling 2135 Chaparral.

  7. #7

    Default

    Quote Originally Posted by POS Racing View Post
    So why such a big increase recent B-Day??
    The insurance companies are hurting just as bad as the rest of the economy and are trying to make up for their losses.

  8. #8

    Default

    Quote Originally Posted by TurboDuane View Post
    Probably, but nothings really changed, except I'm 10 years older, It was a 10 year term. BTW, there is no evidence that Smoking kills, that's just part of a propaganda machine I keep telling the insurance guys that I'll quit smoking sooner or later. I'm certain I'll have quit just before my funeral, lol.
    Life hacker had two good links for you today:
    http://www.fatwallet.com/forums/hot-deals/920420/ <-Free nicorette starter pack
    http://lifehacker.com/5230979/life-i...-for-beginners <--might have good places for quotes

    Chris
    91 Miata (#3), Rattle Can Grey(previous owner), Greddy Turbo @7 PSI and Manifold (Only items remaining from the kit), TDR I/C, Godspeed Radiator, RM DP, 2.5 Enthuza Bipes, BEGI AFPR, ACT, Lightened Stock Flywheel, Yellow Konis, FCM on Stock Springs, HDM2S, MOMO Wheel, Ratsback Front CF Lip, Black Rota's on EcstaXS, Corrado Rotors & XP8's on Front w/ 1.8 rears.

    http://austinmiata.com/

    Wishlist: Megasquirt to run 12-13 PSI, White non-spray paint job, 8" 6UL's, RX7 LSD, Evans Waterless Coolant

  9. #9

    Default

    You can get instant online quotes with www.insure.com

    I'm looking at changing policies while rates are low, going for a longer term. Plus, the last time I did this, a pretty girl came out to my house to give me my physical!

    which consisted of not much more than taking a blood sample and my blood pressure.

  10. #10

    Default

    ...and my blood pressure..... which had just gone up because she was purdy!
    92 Sunny 214k, 95 Dimples, 93 James Bondo, 92 SM (Speedie Jr )
    Shelley, Apex, Tigger, Max, Baby(cats), Fluffy, Spot, and Peanut (mini horses), Cinnamon & Bitsy(dawgs)
    MSR #1001, SCCA #208822 Let's go racin'

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